Evan Cross was reborn into a ghost-infested apocalypse. Using a mysterious system and memories from his past life, he flipped his fate, becoming the owner of ShadowMart. Sharp and strategic, he invested wisely, repaying massive debts and turning struggling businesses into gold. Amid cutthroat rivalries, he outsmarted loan sharks and competitors, amassing huge wealth and building powerful alliances. In the end, he engineered the collapse of GrimLoan, shaking Duskfall City to its core—and cemented his rise to dominance.